SoFiSOFI

NASDAQ

Financial Services

$17.22-1.88%

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AI Multi-Horizon Analysis

Short-term68% confidence

Bearish

1分钟RSI超买后回落，15分钟MACD死叉，短期动能偏弱。

Mid-term71% confidence

Bearish

1小时MACD死叉，RSI中性偏弱，日线价格仍处布林带中轨下方，短期偏空。

Long-term60% confidence

Neutral

周线与月线仍处下降通道，但资产负债表持续扩张、留存收益改善，长期中性偏多。

Overall AI View62% confidence

Bearish

价格从高点大幅回落，技术面承压，内部人净卖出，基本面改善但短期估值压力仍存。

Detailed AI Fundamental Analysis

This analysis was originally written in Chinese (China). No matching English run is cached yet — kick off a live analysis above to generate one.

业务速览

SOFI 是 SoFi Technologies, Inc. 的 NASDAQ

Financials

From SEC EDGAR · Period 2026-03-31 · Source form 10-Q

Income Statement · last 4 periods

	2026-03-31 10-Q	2025-12-31 10-K	2025-09-30 10-Q	2025-06-30 10-Q
Revenue	$129.50M	$619.35M	$156.79M	$151.89M
Net Income	$166.73M	$481.32M	$139.39M	$97.26M
EPS (Diluted)	$0.12	$0.39	$0.11	$0.08
Net Margin	128.75%	77.71%	88.90%	64.04%

Balance Sheet · last 4 periods

	2026-03-31 10-Q	2025-12-31 10-Q	2025-09-30 10-Q	2025-06-30 10-Q
Total Assets	$53.70B	$50.66B	$45.29B	$41.11B
Total Liabilities	$42.89B	$40.17B	$36.51B	$34.25B
Shareholders' Equity	$10.81B	$10.49B	$8.78B	$6.86B
Cash & Equivalents	$3.40B	$4.93B	$3.25B	$2.12B

Cash Flow · last 4 periods

	2026-03-31 10-Q	2025-12-31 10-K	2025-09-30 10-Q	2025-06-30 10-Q
Cash from Operations	-$2.31B	-$3.74B	-$2.75B	-$1.45B
Cash from Investing	-$2.39B	-$6.72B	-$4.62B	-$3.16B
Cash from Financing	$3.11B	$13.11B	$8.41B	$4.61B

Income Statement

Revenue: $129.50M
Gross Profit: —
Operating Income: -$5.29M
Net Income: $166.73M
EPS (Basic): $0.13
EPS (Diluted): $0.12

Balance Sheet

Total Assets: $53.70B
Total Liabilities: $42.89B
Shareholders' Equity: $10.81B
Cash & Equivalents: $3.40B
Long-term Debt: —
Shares Outstanding: 1.28B

Cash Flow

Cash from Operations: -$2.31B
Cash from Investing: -$2.39B
Cash from Financing: $3.11B
Capital Expenditures: —
Free Cash Flow: —

Key Ratios

Gross Margin

—

Operating Margin

-4.08%

Net Margin

128.75%

Current Ratio

0.15

Debt / Equity

—

Free Cash Flow

—

Insider Activity

18 insider filings (2026-05-24 to 2026-06-23) — sourced directly from SEC Forms 4/5

Buys

$17.9K · 21

Sells

$10.18M · 29

Net

-$10.16M

Filings Parsed

Trade Date	Insider	Action	Shares	Price	Value
2026-06-18	Lavet Robert S	Sell	1,188	$17.55	$20.8K
2026-06-17	Meltzer Gary	Buy	2,823	—	—
2026-06-17	Meltzer Gary	Sell	2,823	$0.00	$0.00
2026-06-17	Lavet Robert S	Buy	2,823	—	—
2026-06-17	Lavet Robert S	Sell	2,823	$0.00	$0.00
2026-06-17	Rishel Jeremy	Sell	102,123	$17.78	$1.82M
2026-06-16	Keough Kelli	Sell	61,479	$17.61	$1.08M
2026-06-16	Lavet Robert S	Sell	14,914	$17.61	$262.6K

Key Stats

$24.01BMarket cap

$32.7352-week high

$12.0552-week low

60,832,662Avg volume (30d)

6,100 employees1.28B shares outstandinglisted 2021-06-01

Next earnings ~May 5, 2026

About SoFi

SoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.

https://www.sofi.com